Your home is the usually the biggest purchase you will make and is your most valuable asset. You've worked hard to secure yourself a safe and inviting place to call your own. Homeowner policies coverage should be based on the costs to rebuild in the area you live, the valuables in the home and which coverages amount you need to be covered for. A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property. We will help you find the right fit for your needs with providing quality service and affordable pricing.
As your leading, local independent agency we have the ability to shop multiple national carriers, comparing rates and making sure there are no gaps in your coverage. This results in the best possible coverage for NJ homeowners and renters with the most competitive and fair price. We have the home insurance specialists that can tailor a specific package to your needs and risks. No matter where you are located across the state - we're here to help you protect what matters most!
Typical insurance coverage packages for NJ home/renters insurance can include the coverage for the following: - The physical structure of your home at replacement cost (Dwelling) - Personal Property (your possessions) - Additional living expense (in the event of covered loss or a natural disaster) - Personal liability insurance
Optional Additions Looking for specialty coverage for those unique exposures? Our fully adaptable policies can be customized with further endorsements to enhance your homeowners insurance. Our clients can benefit from additional coverage options, including: - Valuable Articles/Floater insurance policies (i.e. Jewelry Insurance) - Flood insurance policies - Umbrella insurance policies (Excess Liability Coverage