Life insurance serves as a foundation for any quality financial plan. Yet, far too many families continue without properly protecting themselves. No one likes to think about, let alone discuss, a premature passing of a loved one. The unfortunate reality is that accidents happen every day. Life insurance ensures that your family will be able to carry on financially without you.
With so many options when choosing a Life Insurance policy, it is understandable that you may feel a bit overwhelmed or even frustrated. We can give you the peace of mind to know that you are ready for the “what if?” Vitale Insurance Solutions will work with you to ensure that you are purchasing the right type of life insurance specific to the needs of you and your family.
Term Life Insurance: Term life insurance is generally an inexpensive way to purchase a life insurance policy. The death benefit and premium are guaranteed for the term your purchase. Term life insurance is offer at intervals of 10, 15, 20, and 30 year terms.
Universal Life Insurance: Universal life insurance (UL) provides a death benefit, as well as a cash account that earns interest. Universal life insurance offers you flexibility in terms of paying insurance premiums, access to funds at a tax advantaged rate, and permanent life insurance.
Disability Income Insurance: Disability Income insurance (DI) provides a percentage of your salary as monthly income if you are unable to work due to a covered accident or illness. Disability Income insurance assists you in satisfying your daily financial obligations until you are able to return to work. We have Short-term and Long-term plans available and monthly income maximum can vary based on the type and length of plan you choose.
*These are just a few of the life insurance related products offered by Vitale Insurance Solutions to help protect the longevity of our clients' family.